Privacy Policy

Welcome to BillBrain. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our service.

If you have any questions or concerns, please contact us at kailasbmenon@gmail.com.

We collect only the information necessary to provide the BillBrain service:

• Account information — your name and email address, collected when you sign up via Clerk (our authentication provider).
• Bill data — bills, subscriptions, EMIs, and recurring payments that you manually add to BillBrain. We do not automatically import or scrape financial data from any external source.
• Payment information — when you subscribe to BillBrain Pro, payment is processed by Razorpay. BillBrain does not store your card details or banking credentials.
• Usage data — basic analytics such as page visits and feature usage, used solely to improve the product.

BillBrain does not access, read, or connect to your bank accounts, payment wallets, or any financial institution. Every bill you see in BillBrain was entered by you manually. We have no access to your transaction history or account balances.

• To create and manage your BillBrain account.
• To display your bills, due dates, and spending insights within the app.
• To process payments for BillBrain Pro via Razorpay.
• To send important service notifications (e.g., billing confirmations).
• To improve and develop BillBrain features.

Your data is stored securely in a PostgreSQL database managed by Supabase, a trusted cloud database platform. Supabase employs industry-standard encryption at rest and in transit (TLS/SSL).

Authentication is handled by Clerk, which manages your login credentials, session tokens, and account security using best-in-class security practices including multi-factor authentication support.

BillBrain uses the following third-party providers to operate the service:

• Clerk — user authentication and identity management.
• Supabase — database and backend infrastructure.
• Razorpay — payment processing for BillBrain Pro subscriptions.

Each of these providers has their own privacy policies and data handling practices. We encourage you to review them.

We do not sell, trade, or rent your personal information to third parties. We do not share your data with advertisers or data brokers. Your data is only shared with the third-party service providers listed above, and only to the extent necessary to operate BillBrain.

We retain your data for as long as your account is active. If you delete your account, we will delete your personal data within 30 days, except where we are required to retain it for legal or regulatory purposes.

You have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate data.
• Request deletion of your account and associated data.
• Object to the processing of your data.

To exercise any of these rights, please contact us at kailasbmenon@gmail.com.

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting a notice in the app or by email. Continued use of BillBrain after changes are posted constitutes your acceptance of the updated policy.

If you have questions, concerns, or requests regarding this Privacy Policy, please reach out to us at: